MELBOURNE & AUSTRALIA-WIDE

Outsourced finance function for established businesses

The Finance Office runs your bookkeeping, payroll, reporting, cash flow, and strategy as one complete function, led by Rebecca Kartel. One finance partnership for established service-based businesses, starting at $3k per month.

Get in touch for an obligation-free
15-minute Discovery Call.

Book a call

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A black and white poster with the letter 'K.' at the top left, followed by the text 'THE FINANCE OFFICE' in bold letters.
A black and white poster with the letter 'K.' at the top left, followed by the text 'THE FINANCE OFFICE' in bold letters.

THE FINANCE OFFICE

One team running your entire finance function

We call it The Finance Office: the day-to-day finance operations of your business and the strategic direction built on them, delivered as one ongoing partnership.

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Numbers you can trust

  • Xero bookkeeping and reconciliations

  • Payables, receivables, and payroll

  • BAS/IAS lodgements and reporting

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Direction you can act on

  • Monthly strategy session with Rebecca

  • Cash flow forecasting, pricing and margins

  • Decision support before you hire or invest

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Progress you can measure

  • Xero set-up and app stack refinement

  • Automation to cut manual processing

  • Regular process reviews as you grow

Explore the Finance Office

WHO WE WORK WITH

Built for established, owner-led service businesses

Earlier in your growth? We'll tell you honestly on the first call if we're not the right fit yet.

  • Established and growing, with a team and complexity to match

  • You may already have a bookkeeper or accountant, but your finance function hasn’t kept pace with the business.

  • Ready for an ongoing finance partner, not a one-off fix

INVESTMENT

Partnerships start from

$3000

+GST Per Month

  • Built for established service-based businesses turning over 1 million or more, with growing teams and increasing financial complexity

  • One team bringing together bookkeeping, finance management, and fractional CFO business advisory

  • The monthly investment reflects the level of support your business needs

  • 12-month minimum commitment. Change doesn't happen overnight

THE FOUNDER

Meet Rebecca Kartel

Founder and CEO of The Kartel Solution

Rebecca leads the Strategy layer of The Finance Office, working directly with business owners to interpret the financial picture, identify what matters now, and set the priorities that shape what happens next.

Her role is to bring commercial perspective to current financial information, supporting clearer decisions, stronger financial control,
and practical progress as the business evolves.

Foundation keeps the financial picture current and dependable.
Strategy turns it into direction.

About Kartel Solution
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A woman with blonde hair smiling, standing indoors by a window with blinds, wearing a black blazer and a black top, with a large green plant in the background.

HOW IT BEGINS

A clear starting point

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15-minute conversation

About your business, the finance support you have now and what's changed.

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Finance Review

We look at your Xero file, reporting, systems and existing support to find the true starting point.

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Your Recommendation

What's working, what needs attention, the ongoing scope and your fixed monthly fee, all agreed before anything begins.

Your finance department, without the hire.

 

TESTIMONIALS

What our clients say.

  • C Norman, Norman Plumbing Pty Ltd

    “Rebecca has been amazing to work with. She has been extremely professional and reliable. Her knowledge of XERO software is outstanding! I could not run my business without her.”

  • R Cumming, Urban.io

    Rebecca from The Kartel Solution has been excellent to work with. Was able to gather up all our existing accounting processes with one session and has taken over all our ongoing financial administration requirements. As a Xero specialist we have found Rebecca was able to advise us on how to automate certain processes and save a lot of time in manual processing which has been awesome. Would highly recommend The Kartel Solution to anyone.

  • K Britter, Fitness Addix

    “Great service, and extremely happy with everything can’t recommend highly enough.”

  • B Colubriale, Elevate Your Thinking

    "To have someone so experienced, knowledgeable and trustworthy doing my bookwork has taken a large burden off my shoulders. Rebecca not only runs an amazing business but she also has my best interests at heart, making suggestions along the way around how I can improve my efficiencies and strategies and nothing is ever too much trouble. Thanks Bec!"

  • G Daely, The Brow Loft

    “Couldn't recommend Rebecca enough! She's super thorough, organised and reliable. I didn't have a clue of how to manage my finances for my business but Rebecca guided me every step of the way and structured everything super clear!”

  • Shew, JS Limitless Pty Ltd

    "Thanks, Rebecca for your awesome bookkeeping services. Handing control of my money management over to someone else was a big thing for me. Rebecca has been reliable, detailed, and super responsive and will always deliver. I highly recommend her services!"

START A CONVERSATION

Book a 15 Minute Discover Call

An obligation-free 15-minute conversation for established service businesses ready to move beyond reactive financial management.

Book a call

This call is designed for businesses with annual turnover of $1 million or more, growing teams, and a desire for clearer financial direction. It is a focused first conversation to determine whether we are the right long-term advisory partner.